Topstep
Best for futures traders who value transparency
WizardTrader score
78
/100
Challenges are paid evaluations. Most traders don't pass, and funded accounts are usually simulated.
Affiliate disclosure: We earn a commission if you buy a challenge through our link. This listing is a partner placement and is not part of our editorial ranking. How we make money
Before you buy a challenge
By Topstep's own 2025 figures, 16.8% of Combines were passed and 0.71% of Express traders reached a Live account.
Rules and pricing
Challenge types
Trading Combine (1-step, monthly subscription)
Price from
$49/month (50k) + $149 activation
Profit target
6% ($3k on 50k)
Daily loss limit
Optional, set at checkout
Max drawdown
$2k / $3k / $4.5k, end-of-day trailing
Min trading days
None for Combine
Profit split
90%
Payout frequency
After 5 winning days
Max funding
$150k Live starting balance
Platforms
TopstepX
Trading rules
Not verified for news, EAs or overnight holding; check Topstep's rules
Trustpilot
3.7 (15,035 reviews, Nov 2026)
Founded and headquarters
Chicago, USA
Pros
- US-based with an NFA-registered brokerage affiliate
- Publishes its own pass rates
- 90% profit split
Cons
- Monthly subscription adds up
- Single platform (TopstepX)
- Lowest Trustpilot score among firms we rank
Our review
Topstep is one of the best-known futures evaluation firms and is unusually open about how few traders succeed. The subscription model means costs keep running until you pass.
Score breakdown: Track record 26/30, Rules 18/25, Cost 10/15, Payouts and reviews 14/20, Platforms 10/10.